Welcome to the Milford Nissan Credit and Loan Center


Meet The Team

Jim Wood Jim Wood has been working for our dealership for over 26 years and brings vast amount of experience to our credit team. Jim’s relationship with local and national lenders is one of the top reasons we are able to help so many of our customers get approved for a vehicle loan. Jim is able to convey a customer’s situation to our lenders and work with them to lay out the necessary steps to get a loan or lease for a customer.

   Outside of work, Jim is a former selectman for the Town of Boylston and remains very active with his community. Jim also spends a lot his off time enjoying the outdoors with his wife Grace and their dog Molly. That is when he isn’t busy with his two sons and 6 grandchildren.


Email: [email protected]

Direct Phone: 774-804-3615


How it works? 

Start Your Application Today


Most Commonly Asked Questions

What am I Approved for?

Any vehicle we have at Milford Nissan is available to you. You are not limited to any particular vehicles, like with other financing programs. We have over 150 vehicles available here at Milford Nissan and all of them are available to you. Each individual circumstance is looked at on a case-by-case basis…you may even be approved for a brand new car.

How Much Money Do I Need?

Each credit situation is different, and every person will have a different car and loan term. Depending on your circumstance and vehicle selection, you may need very little down payment. Massachusetts sales tax is 6.25%.

Does it Come with Warranty?

All vehicles offered through our program have an available comprehensive warranty. Covered components may include the engine, transmission, drive axle(s), transfer case, steering, electrical, air conditioning, suspension, cooling, brake systems, seals and gaskets.

Your warranty may even cover car rental and towing expenses.

Will it help my credit score?

With each payment made on time, you are improving your score. Our Lenders report to all the major credit bureaus, so every payment made on time is another step closer to good credit! Our goal is to give you the vehicle transportation today, and also to rebuild your credit for your future!

Milford Nissan has been helping our customers get approved for automotive loans and leases for over 30 years.

Located at 320 E Main St. in Milford Massachusetts, we are a family owned business that treats each customer as a person and not just another application. No matter what the credit score, our team is here to listen to each individual credit situation and find the right loan options available to you. Our credit team handles all types of bad credit resulting from slow credit, missed payments, bankruptcy, divorce, no credit, tin work numbers, debt to income, and many other reasons. We believe in second chances and will work with our customers to get back on their feet and on the right path to good credit. Milford Nissan has helped many of our customers from Milford, Bellingham, Woonsocket, Plainville, Worcester, Providence, and the surrounding areas; we also have helped customers in other states to include Connecticut, New Hampshire, New York, Rhode Island, Maine, and other states outside of New England. Customer service is a top priority in our dealership and our 4.8 Google Ratings is a testament from over 1900 positive reviews. Being a trusted dealership makes us the best choice when dealing with your credit and other sensitive information. We use lenders that have the same values and every one reports to the major bureaus to help improve your current credit score.

Get Directions

320 East Main Street, Milford, MA, 01757


Milford Nissan 42.151930, -71.495340.